Finally, hotel points are often inflated -- thus making the bonus seem larger than it actually is — but can still be very valuable, if you are OK with using your points strictly for hotel stays within a specific hotel chain. Check the data at the top of this page and the bank's website for the most current information. Customers who post ratings may be responsible for disclosing whether they have a financial interest or conflict in submitting a rating and review. View All Card Details. There is no annual fee and no foreign transaction fee.
CreditCards.com's expert picks: Best Visa credit cards of 2018
The Chase Sapphire Preferred card tops our list with its generous 50, point sign-up bonus of valuable Ultimate Rewards points. We also included several cards with good cash back intro bonuses , like the Wells Fargo Cash Wise card. The Savor strikes a sweet ratio in terms of its bonus size relative to the required spend.
A sign-up bonus of that size usually comes with a higher spending requirement, so this offer is not to be taken for granted.
Finally, it bears repeating that the intro offer has a great bonus-to-spend ratio. If you seldom order in or eat out, you'll have trouble maximizing long-term value with this card. It partners with major airlines and hotel brands, often with a 1: The 2X points is only on worldwide travel and restaurants, while the Venture Rewards offers 2X miles on all purchases.
This means if you aren't much of a traveler, the Sapphire Preferred may not be the best option. There is no annual fee and no foreign transaction fee. No rotating categories and no annual fee means it's a good card for those who need a low-maintenance daily driver. This card is a great combination of a higher-than-typical intro bonus amount and a lower-than-typical required spend to obtain said bonus.
Its outsized bonus amount is accompanied by a bold 3x rewards rate on categories that will benefit a large swathe of consumers: Streaming services that earn 3x points are limited to a select few, albeit very popular ones: It also offers 2X miles on all purchases. The Venture Rewards' jewel is the 10X miles for hotel stays through hotels. The Venture Rewards has no competition on this front, except for the no annual fee VentureOne Rewards, which has a lower sign-up bonus and ongoing rewards.
This card's industry-beating sign-up bonus sets it apart, as does the 1. Also, balance transfers only qualify for the intro rate and fees if made within the first days. Employee cards are at no extra cost. If you are willing to shop around, you can find better rewards for specific business categories. You can accumulate cash back very quickly with the Chase Freedom Unlimited, thanks to its reliable 1.
That is a respectable amount of value considering the card has no annual fee. If you have a Sapphire card to go along with it, the CFU is an effective means of gathering Chase Ultimate Rewards points which can then be transferred to your Sapphire account for high-value redemption through Chase's travel portal. It has a larger bonus and different rewards structure than the Ink Business Unlimited, and also comes with an annual fee.
This card's hefty bonus is definitely worth it for businesses that can naturally meet the required spend. The Ink Business Preferred is tailored to business spend, earning 3X points per dollar on categories like travel, shipping, internet, cable, phone services, and online advertising. All other purchases earn 1 point per dollar. There is no interest-free period on purchases nor balance transfers.
If you relish the idea of rewards for making purchases you were going to make anyway, take a look at cards with sign-up bonuses. A sign-up bonus is your first incentive to open and use a rewards card , whether that's a travel rewards card or a cash back product. You might earn the bonus in the form of cash back, miles, points or free hotel nights. The advantage to getting a sign-up bonus is that you can bulk up on rewards upfront to be used as statement credits, for travel, and more. If the card has a waived annual fee, that increases the value of the sign-up bonus even more, because you are getting a bonus free and clear, provided you don't carry a balance and pay interest charges.
Sign-up bonuses are a good way to build up your points or miles, augmenting your ongoing rewards. In order to earn the sign-up bonus, you usually have to meet a spending requirement of some sort — spending a certain amount in a specified amount of time, making a certain number of purchases or making at least one purchase with the card.
Typically, the higher the required spend, the more lucrative the bonus. Depending on the type of card, you can then redeem the bonus for a specified reward, such as cash back, or you may have a variety of options for redeeming the bonus — such as cash back, travel, merchandise or gift cards. Not all bonuses are created equal. Some are more valuable than others, and some are more flexible and easier to redeem than others. By using this service, you agree to input your real email address and only send it to people you know.
It is a violation of law in some jurisdictions to falsely identify yourself in an email. All information you provide will be used by Fidelity solely for the purpose of sending the email on your behalf. The subject line of the email you send will be "Fidelity. Help achieve your goals by funding your accounts through everyday spending. Deposit your rewards 3 into one account or divide them among several.
You can even use your rewards to fund a loved one's account. Choose from up to 5 eligible accounts, 4 including:. No annual fee You won't be charged a yearly fee just for having the card. Enhanced transaction security The EMV chip technology embedded in the card helps protect you from in-store fraud when you make purchases at chip-activated terminals.
Zero fraud liability 6 Feel confident that you won't be held responsible for charges you didn't authorize. Signature travel and shopping offers Enjoy hotel and transportation discounts, a best available rate guarantee, beverage credits, and special offers at premium retailers. Worldwide acceptance Use this card at millions of places, both in the U. Make Every Day a Rewarding One 1: Watch this short video to find out how getting cash back on everyday purchases can quickly add up.
We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. The ability to contribute to an IRA or college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits.
Full details appear in the Program Guidelines new card customers receive with their card. Please consult with your tax advisor. Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. Unlike networks Discover and American Express, which also issue cards, Visa and Mastercard serve primarily as networks that connect cardholders and issuers with merchants.
Issuers such as Chase and Barclaycard partner with Visa and Mastercard, with the network connecting to merchants and the issuer granting the card. Visa cards are accepted in more than territories and countries worldwide and 44 million merchants. Laura is an editor and writer at CreditCards. She has written extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. You can reach her by e-mail at laura. Good to Excellent Credit Recommended ?
Rewards Rate 10X Earn 10X miles on thousands of hotels; learn more at hotels. Plus earn 10X miles on thousands of hotels; learn more at hotels. Highlights Earn unlimited 1. No foreign transaction fees 1: Excellent Credit Recommended ?
When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards. Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa . Best Credit Card Sign-Up Bonuses. Credit card sign-up bonus offers can come in the form of cash back, miles, or points, and offer a great way to kick start your earning with hundreds of dollars in rewards. View all of the best credit card sign up bonuses. We list all of the best bonuses, unlike other sites that only list cards that pay them a commission! Home; Credit Cards. Best Current Credit Card Sign Up Bonuses & Offers For October, City National Bank Crystal Visa Infinite 75, Point Sign Up .